Credit Officers (5 Posts) - DCB Commercial Bank PLC

Position: Credit Officers (Five Posts)
Company: DCB Commercial Bank PLC
Area: Dar Es Salaam

DCB Commercial Bank PLC is a private Commercial Bank dedicated at uplifting the standard of living of .low, middle and corporate - income people in Tanzania. The bank is registered under the Companies Act. 2006 (as amended from time to time) and licensed by the Bank of Tanzania under the Banking and Financial Institutions Act, 2006.
The Bank wishes to recruit the qualified personnel to fill the following vacant positions resulting from the implementation of the expansion programs taking place.

The Role

• The Credit Officer accurately maintains the loan portfolio in accordance with the Loan Policy and Procedural Manual, Anti Money Laundering Policy and BOT Prudential Guidelines & Regulations.

Duties and Responsibilities

• Providing high quality personal services to customers.
• With a support of the Credit Supervisor work on all credit matters and on the Loan Portfolio Management including;
• Receiving and processing Customers' Loan Applications
• Visiting potential customers' business sites business/locations of security offered and assess their credit worthiness
• Interviewing customers on business capabilities - education and experience
• Analysis of financial statements and report on the customers' financial strengths/weaknesses
• Analysis of customer's loan/credit applications.
• Opening of credit files for loans applied and filling all customers credit
• application documents
• Advising customer the fate of their loan applications - approved/rejected.
• Disbursement of the approved loans after completing security documentation
• Entering the security information in the security register
• Making follow up visits of accounts in arrears
• Making quarterly visits of performing loans to verify status of business
• Soliciting new/potential customers from prospective arrears within Dar es
• Reports:
• Preparation .of various individual loans/credit reports as required by Branch
• Management
• Monthly portfolio review report Customer visits report

Core Competencies

• Writing and reporting
• Analyzing
• Planning and organizing
• Delivering Results and Meeting Customer Expectations
• Following instructions and Procedures  

Job Qualifications and Skills

• Holder of B.Com (Accounting), Bachelor in Business Administration, B.A Economics, Banking or Equivalent qualification
• Thorough knowledge of financial/credit analysis.
• 3 years working experience in the Credit Department in a Bank.
• Good working knowledge of Microsoft Office Application, specifically Excel,
• Word.
• Strong interpersonal and communication skills.

How To Apply:
Applicants should indicate their contact addresses including telephone numbers. The last day for receiving applications is on 31st July 2013. Only short listed candidates will be contacted.
All applications should be sent to the following address;

The Managing Director
DCB Commercial Bank Plc
P.O Box 19798
Dar Es Salaam

Deadline: Jul 31, 2013
Source: The Guardian July 23, 2013