Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and highly organized Credit Officer– Group Lending (1 position ) to join the Retail and Business Banking team.
The work station is Dodoma
Reporting Line: Branch Manager
Locations: Dodoma
Work Schedule: As per TPB Staff regulations
Division: Branches
Salary: Commensurate to the Job Advertised
Essential Duties and R esponsibilities:
1. Achieve and maintain the following monthly performance targets:
· At least 500 active clients;
· A portfolio outstanding of at least TZsh. 150 million.
· A portfolio at Risk (PAR) above one day rate not exceeding 1% at all times.
2. Participate in the recovery of written off loans in accordance with TPB’s loan recovery guidelines.
3. Active mobilization, sensitization, formation and recruitment of economically active members into the groups as well as promoting a saving culture and savings mobilization in the groups.
4. Ensure timely loan repayments and security deposit collections in all groups.
5. Ensure that all clients’ loan repayments are accurately posted in the loan tracking system.
6. Ensure weekly/biweekly/monthly attendance of meetings by all group members through training and maintenance of attendance registers.
7. Ensure accurate and timely filing of all Group Loan documentation.
8. Ensure effective monitoring of loans through regular visits to clients and manage delinquency alarm signals by following up on problem clients.
9. Generate and instill solidarity group pressure in each group as the basis of
Co-guarantor ship.
10. Liaise with the Credit Supervisor to ensure speedy payment of claims in event of death calamities.
11. Ensure that all the loan repayment collections are deposited to TPB’s bank account by the group officials within 12hours.
12. Ensure that all groups are constantly full through continuous mobilization and timely replacement of exited clients.
13. Cross sell other TPB’s products and services.
14. Attend any other duties as may be assigned by the Credit Supervisor.
Knowledge, Experience and Skills:
- Bachelor’s degree in business, Finance, Accounting, Economics or related
- discipline.
- Good knowledge of micro finance with significant experience in group loan lending and at least 2-5 years experience at a Loan Officer level.
- High level of integrity.
- Must be keen on details.
- Excellent communication and report writing skills.
- Ability to work under pressure and minimal supervision.
- Personable and able to relate to people at all levels.
How To Apply:
The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the subject heading) via e-mail to: recruitment@postalbank.co.tz
Applications via other methods will not be considered.
Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job advertised and the location. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.
Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.
Tanzania Postal Bank has a strong commitment to environmental, health and safety management.
Late applications will not be considered. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.
AVOID SCAMS: NEVER pay to have your CV / Application pushed forward.
Any job vacancy requesting payment for any reason is a SCAM. If you are requested to make a payment for any reason, please use the Report Abuse, or call +255 22 2110621-2 to report the scam. You also don’t need to know one in TPB to be employed. TPB is merit based institution and to achieve this vision, it always go for the best.
Please forward your applications before 15th December, 2015