Senior Manager Personal Loans (1 position)

Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and highly  organized Senior Manager Personal Loans (1 position) to join the Retail and Business  Banking Directorate. The work station is Dar es Salaam.

 Reporting Line : Credit/Relationship Officer /Branch Manager

Locations : Head Office
Work Schedule : As per TPB Staff regulations
Division : Credit
Salary : Commensurate to the Job Advertised



POSITION OBJECTIVE
1. To supervise and ensure that units/branches are complying with the
established personal banking lending policy and procedures which include
applicant’s assessment procedures, findings procedures and a loan monitoring
system designed to provide information concerning the performance of the
loans portfolio..


2. To ensure good customer service, improved performance and profitability as
well as effective risk control and management in the Personal Loan Lending
Division in line with TPB’s objectives.


Essential Duties and Responsibilities:-

i. To ensure efficient operations of the personal loans division and proper
co-ordination of activities with other departments.

ii. To submit regular and exceptional personal loan reports to relevant
authorities.

iii. To ensure that branches and mini branches are complying with
procedures for handling Consumer, Wastaafu loan, Education Loans and
new related products portfolios and a loan monitoring system designed to
provide information concerning the performance of the personal loan
portfolio

iv. Giving a hand for the growth of quality loans (Consumer, Wastaafu loans,
Education Loans and new related products) portfolios.

v. To control, monitor and supervise personal loan accounts and records in
the core banking system

vi. To ensure proper loans documentation for all personal loans is made by
the Branch/sub Branch Manager prior to disbursement of funds.

vii. To ensure proper loans review by branches and sub branches at the end
of each quarter

viii. To ensure the division has in custody the necessary manuals, forms and
stationery relating to personal loans

ix. To prepare monthly and quarterly review of personal loans performance
against set targets/work performance


x. To appraise all staff under his/her jurisdiction

xi. To liaise with the Treasury/Employers/Pension Fund Institutions for
effecting prompt instalment deductions from employees’ salaries and
pension proceed

xii. To prepare plan and budget for each branch on personal loans operations

xiii. To approve personal loan applications falling within his approval powers


Education:
Bachelor Degree in Business, Finance, Accounting, Economics or related discipline.
Master’s Degree in related field will be an added advantage.

Experience:
Good knowledge in personal lending/banking with significant experience in business
relation management and at least 3 years’ experience at managerial level

Skills:
. High level of integrity
. Must be keen on details
. Excellent communication and report writing skills
. Ability to work under pressure and minimal supervision
. Personable and able to relate to people at all.

The position will attract a competitive salary package, which include benefits.

Applicants are invited to submit their resume (indicating the position title in the  subject heading) via e-mail to: recruitment@postalbank.co.tz.

Applications via  other methods will not be considered.

Applicants need to submit only the  Curriculum Vitae (CV) and the letter of applications starting the job  advertised and the location. Other credentials will have to be submitted  during the interview for authentic check and other administrative  measures and should not in any way be attached during application.



Avoid scams: NEVER pay to have your CV / Application pushed forward.
Any job vacancy requesting payment for any reason is a SCAM. If you are
requested to make a payment for any reason, please call +255 22 2110621-2 to
report the scam.

You also don’t need to know one in TPB to be employed. TPB is  merit based institution and to achieve this vision, it always go for the best.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.

 Tanzania Postal Bank has a strong commitment to environmental, health and safety management. Late applications will not be considered. Short listed candidates may  be subjected to any of the following: a security clearance; a competency  assessment; physical capability assessment and reference checking.

Please forward your applications before 05th October, 2015